Shopify Profit & Fee Calculator

How to use this calculator

1. Enter the order's product subtotal — the only required Order field.
2. Add any discount, shipping charged to the customer, and sales tax collected.
3. Select your Shopify plan (Basic, Grow, or Advanced).
4. Choose Shopify Payments Only or Direct Third-Party Provider, based on how this order was actually processed.
5. For Shopify Payments, use the published standard rate or enter your own rate from Shopify Admin. For a third-party provider, enter your processor's percentage and fixed fee.
6. Fill in your own costs — all optional, all default to $0.
7. Press Calculate.
8. Check Net Profit first, then the detailed breakdown to see exactly how each fee was calculated.

How Shopify fees are calculated

Three groups of formulas combine to produce your final profit: revenue, payment and transaction fees, and the totals that roll everything together.

Net Product Revenue = Product Subtotal - Discount
Customer Payment = Net Product Revenue + Shipping Charged + Sales Tax Collected
Seller Revenue = Net Product Revenue + Shipping Charged

Shopify Payments Processing Fee = (Customer Payment x rate) + fixed fee
  (published standard rate for your plan, or your own entered rate)
Shopify Third-Party Transaction Fee = $0

External Processor Fee = (Customer Payment x processor rate) + processor fixed fee
Shopify Third-Party Transaction Fee = (Net Product Revenue + Shipping + Sales Tax) x plan rate
  (Basic 2.0% / Grow 1.0% / Advanced 0.6%)
Payment & Transaction Fees = External Processor Fee + Shopify Third-Party Transaction Fee

Total Costs = Payment & Transaction Fees + Shopify Plan Allocation
  + Seller Operating Costs
Net Profit = Seller Revenue - Payment & Transaction Fees
  - Shopify Plan Allocation - Seller Operating Costs

Shopify Payments vs. third-party provider

Shopify Payments Only means your store uses Shopify Payments as its sole direct payment provider — you pay only the Shopify Payments processing fee, with no separate third-party transaction fee. Direct Third-Party Provider means the order was processed by an external payment processor instead — you pay that processor's own fee, plus a separate Shopify third-party transaction fee based on your plan. Using Shopify Payments alongside a direct third-party provider at the same time isn't modeled in this version — see Assumptions and Limitations below.

Why is Shopify Plan Allocation optional?

Your Shopify subscription is a fixed monthly cost, not a per-order fee, and how much of it to attribute to any single order depends on your own order volume and accounting approach. Rather than guess by dividing your monthly fee across an assumed number of orders, this calculator leaves Shopify Plan Cost Allocated to This Order at $0 by default — enter your own per-order allocation only if you want to include it.

Interpreting your results

Net Profit is what you keep after payment/transaction fees, your Shopify plan allocation, and your own seller costs. Profit Margin expresses that profit as a percentage of Seller Revenue — of every dollar you actually earned on this order, how much became profit. Effective Fee Rate is Payment & Transaction Fees as a percentage of Customer Payment — a quick way to see your real, all-in payment cost as a share of what the customer paid, not just the headline percentage rate. Return on Cost compares profit with all modeled costs, including payment and transaction fees — it can look very high when you've entered few or no seller costs, since payment fees alone can still be a small number relative to a profitable order.

Current Shopify plan rates

These are Shopify's published US online rates as of the last-reviewed date below — see Sources for the official pages.

• Basic — Shopify Payments: 2.9% + $0.30. Third-party transaction fee: 2.0%.
• Grow — Shopify Payments: 2.7% + $0.30. Third-party transaction fee: 1.0%.
• Advanced — Shopify Payments: 2.5% + $0.30. Third-party transaction fee: 0.6%.

See our methodology for how we build, document, and review every calculator's formulas.

Sources

CartEconomics is an independent tool and is not affiliated with, endorsed by, or operated by Shopify Inc. The fee figures modeled above were sourced from Shopify's own official documentation, not third-party estimates:

• Shopify Pricing — plan prices, standard Shopify Payments rates, and third-party transaction fee rates by plan.
• Shopify Payments fees — general fee structure and the mixed Shopify Payments + third-party provider premium.
• Using Shopify Payments with a third-party provider — the mixed-configuration fee treatment this calculator doesn't model.
• Shopify Payments rates in the United States by card type — standard, premium, and international card rate definitions.
• Third-party transaction fees on your Shopify bills — the exact fee-base formula and when the fee applies.

Last reviewed: 2026-09-05. Shopify may change its fee schedule or policies. If a rate or rule appears out of date, verify it against Shopify's official documentation and let us know.

Worked example

Illustrative example only — not an industry average. A Basic-plan merchant sells a $100.00 product with $10.00 shipping charged to the customer and $8.00 sales tax collected, processed through Shopify Payments at the standard rate, with an $18.00 product cost, a $4.00 actual shipping cost, and $3.00 in advertising cost allocated to this order.

Customer Payment

$118.00

Seller Revenue

$110.00

Shopify Payments Processing Fee

$3.72

Payment & Transaction Fees

$3.72

Product / COGS Cost

$18.00

Seller Shipping Cost

$4.00

Advertising Cost

$3.00

Net Profit

$81.28

Profit Margin

73.89%

Effective Fee Rate

3.15%

Return on Cost

283.01%

Frequently asked questions

Once you know your real Shopify profit, use the Product Pricing Calculator to find a price that hits a target margin, or the E-commerce Profit Calculator to compare profitability across a broader set of sales.